Fixed deposit accounts are an excellent investment vehicle for those investors who don’t want to bear any risk. If you wish to sustain the money over the years and are not looking for growing wealth or if you are looking for steady returns, you can go for FD accounts. FDs have a fixed tenure, but you can withdraw the amount before maturity. However, with stocks, you can sell at any point, albeit with the risk of losing the principal amount. It’s always a safer choice to save with Fixed Deposits, as you can get assured returns.